DO-IT-YOURSELF PRO SE PACKAGES
Our Foreclosure Defense Packages contains 5 sections which corresponds with the 5 stages of our Foreclosure Warning System. Each section contains all the legal forms you will need to defend yourself in court, counter the bank, obtain more time, cancel the sale date, and even dismiss your foreclosure case. If you so choose you may initiate a short sale. Since time is important in this situation it is recommended to start the short sale process no later than Guarded Risk.
You can purchase individual packages depending on the stage of your case or you can purchase the entire Do-It-Yourself Package for a discounted price. The Need List (list of documents you will need for a short sale) can be obtained from our products page for free.
RISKYou are served with a Summons and a Foreclosure Complaint that must be answered within twenty Days. This most often occurs because of non-payment of your mortgage. If you are not going to pay your mortgage because you wish not to or because you can’t then enjoy your home and save as much money as you can.
GUARDED RISKCourt enters what is called an Order of Default. The Default will state the principle amounts owed to the bank. This is an ideal time for you to start arranging all the documents necessity for a Short Sale. A list of the needed documents can be found on our products page for free.
ELEVATED RISKThe opposing attorney submits a Motion for Summary Judgment to determine the full and total amount you owe the bank. Aside from submitting the proper counter documents at this stage it may be a good time to submit your Short Sale documents to the bank.
RISKThe judge grants the Summary Judgment to plaintiff against you and lists all monies owed the bank. By this time you should have received a Short Sale Approval letter from the Bank.
RISKThe final stage of your case where your home will be auctioned off at the courthouse. But there are still things you can do to fight back. Before the auction sale takes place you may file a Motion to Cancel Sale and attach a copy of your Short Sale Approval letter from the Bank. You may also ask the Judge, through your motion, for 90 days in order to get your short sale done.
By examining the Foreclosure Court Report and The Foreclosure Warning System you will easily pinpoint what degree of risk you are in and what responsive document you may file or submit to counter your adversary (the bank) and the best timing to initiate a short sale. The Court Report is here to empower you to take control of your case and BENEFIT from your foreclosure. Note: All cases are different and will have varying results but the sooner you start the sooner you’ll benefit.